Our 5-Step Investment Process
At Frank and Flanagan Wealth Advisors, we've developed a comprehensive 5-step investment process designed to create a personalized financial roadmap for your unique needs. Our disciplined approach helps you navigate market uncertainties while maintaining focus on your long-term goals.
Our Investment Philosophy: Knowledge Is Power
Our investment philosophy is grounded in the principle that knowledge is power. Like Professor Glenn Frank teaches at Bentley University, we believe that understanding the investment process is crucial to building financial strength.
Drawing inspiration from ancient wisdom to modern portfolio theory, we've developed a systematic approach that aims to provide our clients with a smooth investment journey.
The Process
Financial Needs Assessment
We begin by understanding what you need to achieve your life goals—retirement, college funding, gifting, and other financial milestones. This foundational step drives all subsequent decisions in your investment strategy.
Asset Allocation
Based on your needs assessment, we determine the optimal mix of asset classes suited to achieve your goals This strategic allocation is customized to your risk tolerance, time horizon, and financial objectives.
Investment Location
We strategically position your investments across different account types (retirement accounts, taxable accounts, Roth IRAs, trusts) with the goal of optimizing tax efficiency and after-tax returns.
Asset Capture
We evaluate vehicles for implementing your asset allocation strategy, whether through mutual funds, separately managed accounts, ETFs, or other investment vehicles. Our approach prioritizes cost-efficiency and tax-awareness.
Asset Rebalancing
We maintain discipline through regular portfolio review and rebalancing, so your investments stay aligned with your goals.
Our Approach: Diversification for Success
Send your grain across the seas, and in time, profits will flow back to you. But divide your investments among many places, for you do not know what risks might lie ahead. When clouds are heavy, the rains come down. Whether a tree falls north or south, it stays where it falls. Farmers who wait for perfect weather never plant. If they watch every cloud, they never harvest.
- King Solomon
Your Journey to Financial Confidence Starts Here
Personalized Guidance
We tailor our investment process to your unique financial situation, goals, and risk tolerance, providing customized strategies rather than one-size-fits-all solutions.
Disciplined Approach
Our systematic process helps avoid emotional decision-making during market fluctuations, allowing you to stay on track toward your long-term financial objectives.
Academic Foundation
Our strategies are built on sound academic principles and decades of investment experience, combining theoretical knowledge with practical understanding.
Ready to experience our 5-step investment process? Schedule a consultation with one of our advisors to begin your journey toward financial confidence and security.